Mina Garner

Mina Garner is a third-generation State Farm Insurance Agent based in Ogden, Utah, serving individuals, families and businesses throughout Utah, Arizona, Idaho and Colorado. Our office helps customers with auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, commercial insurance and more.

Originally from Alaska, I moved to Utah in 2012 to attend Utah State University and fell in love with the state and the people who call it home. Today, my family and I enjoy everything Utah has to offer, from boating and side-by-side rides to concerts, hiking and golfing.

With more than 12 years of insurance and financial services experience, my goal is to make insurance easier to understand. Our approach is simple: protect first. Rather than starting with a product, we ask questions about your family, home, vehicles, income, business and future goals so we can help identify potential gaps and build a plan around your individual needs.

Our Ogden insurance office serves customers throughout Weber County and Northern Utah, including Ogden, South Ogden, North Ogden, Pleasant View, Harrisville, Roy, Riverdale, Washington Terrace, Uintah, Farr West, Marriott-Slaterville and surrounding communities. We also work with customers throughout Utah and are licensed to serve customers in Arizona, Idaho and Colorado.

Moving to Utah or another state we serve? Our team regularly helps customers navigate state-to-state insurance transfers and can review how a move may affect their auto, home, renters and other insurance needs.

Fall Insurance Tips for Utah Homeowners:

As temperatures begin to drop in Ogden and Northern Utah, fall is a good time for homeowners to prepare for winter and review their insurance needs. Customers often ask us whether homeowners insurance covers frozen pipes, roof damage from heavy snow, detached structures, or damage caused by winter storms. Coverage depends on the policy and circumstances, so our Ogden insurance team can help you review your homeowners coverage before Utah’s winter weather arrives.

Whether you’re buying your first home, protecting a growing family, starting a business, reviewing your current coverage or simply wondering whether your insurance still fits your life, we’re here to help you understand your options and make an informed decision.

Everyone’s situation is different. We believe their insurance conversation should be too.