Mina Garner is a third-generation State Farm Insurance Agent based in Ogden, Utah, serving individuals, families and businesses throughout Utah, Arizona, Idaho and Colorado. Our office helps customers with auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, commercial insurance and more.

Originally from Alaska, I moved to Utah in 2012 to attend Utah State University and fell in love with the state and the people who call it home. Today, my family and I enjoy everything Utah has to offer, from boating and side-by-side rides to concerts, hiking and golfing.

With more than 12 years of insurance and financial services experience, my goal is to make insurance easier to understand. Our approach is simple: protect first. Rather than starting with a product, we ask questions about your family, home, vehicles, income, business and future goals so we can help identify potential gaps and build a plan around your individual needs.

Our Ogden insurance office serves customers throughout Weber County and Northern Utah, including Ogden, South Ogden, North Ogden, Pleasant View, Harrisville, Roy, Riverdale, Washington Terrace, Uintah, Farr West, Marriott-Slaterville and surrounding communities. We also work with customers throughout Utah and are licensed to serve customers in Arizona, Idaho and Colorado.

Moving to Utah or another state we serve? Our team regularly helps customers navigate state-to-state insurance transfers and can review how a move may affect their auto, home, renters and other insurance needs.

Whether you’re buying your first home, protecting a growing family, starting a business, reviewing your current coverage or simply wondering whether your insurance still fits your life, we’re here to help you understand your options and make an informed decision.

Everyone’s situation is different. We believe their insurance conversation should be too.

Frequently Asked Questions:

Q: How much renters insurance do I actually need?

A: A quick home inventory of your clothing, electronics, appliances, and furniture will give you a clear picture of your total belongings. Most renters are surprised by how quickly it adds up. Mina Garner in Ogden can help you choose a limit that fits your lifestyle.

Q: Can I change the beneficiaries on my life insurance later?

A: Yes, in most cases you can update your primary and contingent beneficiaries at any time as life circumstances, marriages, or family changes occur. Mina Garner serves Ogden and can assist with quick, routine account updates.

Q: What should I do if my home suffers severe weather damage?

A: Take reasonable steps to prevent further damage, such as placing a tarp over a leaking roof, and photograph all affected areas before repairs begin. Then call our office right away. Mina Garner serves Ogden and will help guide your property restoration.

Q: How can I help my new teen driver build safe driving habits?

A: Setting household driving rules, limiting nighttime driving, and enrolling in youth safe-driving programs are all effective ways to encourage responsibility. Mina Garner serves Ogden and can provide resources and telematics choices for teen drivers.